Terms of service

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Terms of Service

By purchasing or using digital products from Lumarja, you agree to these Terms of Service.

All products sold through this website are digital products intended for personal use only. After purchase, you receive a limited, non-exclusive and non-transferable right to access and use the purchased digital content.

You may not copy, reproduce, resell, redistribute, share, publish or otherwise commercially exploit any digital product without prior written permission.

All prices are shown on the product page before purchase. Payments are processed securely by Paddle.com, which acts as the Merchant of Record for transactions made through our website. Paddle may also calculate and collect applicable taxes depending on the buyer’s location.

Because our products are digital, refunds are handled according to our Refund Policy and applicable consumer protection laws.

We make reasonable efforts to ensure that all information contained in our digital products is accurate and useful. However, the content is provided for informational and educational purposes and does not constitute professional, legal, medical or financial advice.

We reserve the right to update or modify these Terms of Service when necessary. Any changes will be published on this website.

These terms are subject to applicable laws and mandatory consumer protection rights in the buyer’s jurisdiction.